Wealth PlanningStarts With Tax Planning
The most powerful way to build long-term wealth is not just choosing the right investments. It is using the right ownership structures and tax strategies to legally minimise tax — so every dollar works harder for you.
Where Wealth Planning Starts With Tax Planning
At Impact Taxation & Financial Services, we believe tax planning is much more than preparing an annual tax return. Our point of difference is simple: wealth planning starts with tax planning.
By legally reducing tax through proactive planning and choosing the right structures, clients can retain more of their income, reinvest those tax savings, and create significantly greater long-term wealth — not just by focusing on investment returns alone.
We provide ongoing tax planning, wealth planning, and strategic advice to help clients legally minimise tax while building and protecting their wealth over the long term.
Every dollar saved in tax that is reinvested strategically is a dollar that compounds for you over time. That is the real power of wealth planning done right.
Why clients choose us
Proactive, year-round planning
Not just a once-a-year tax return. We review your position throughout the year.
Structure-first thinking
We look at ownership structures before investments — the decisions that matter most.
Real savings identified
We regularly identify thousands — sometimes tens of thousands — in missed savings.
Local, personalised service
Based in Bankstown, building long-term relationships with Sydney clients.
Our 5-Step Wealth Planning Framework
Each step builds on the last. Together they create a complete, legally sound wealth-building plan tailored to your structure and goals.
Choose the Right Ownership Structure
The foundation of every tax and wealth strategy. Get this right first.
Maximise Tax Savings Every Year
Identify all legal deductions and minimise what you pay annually.
Plan Ahead
Decisions made today can compound into significant wealth over 20 years.
Apply Investment-Specific Tax Strategies
Property, shares, crypto — every asset class has specific strategies.
Protect Your Wealth
Insurance, succession, asset protection and estate planning.
Step One
Choose the Right Ownership Structure
The right ownership structure can significantly affect your tax, asset protection, and long-term wealth. Before making an investment or starting a business, we help you determine the most appropriate structure for your circumstances.
Getting this right from the start can mean the difference between paying the highest marginal tax rate and legally reducing it to zero. Every investment and business decision should be considered through the lens of ownership structure first.
From the 47% Tax Rate to 0%: When Is This Legally Possible?
How To Choose Best Business Structure
Step Two
Maximise Tax Savings Every Year
Every year, we review the tax position of each entity within your group — including individuals, companies, trusts and SMSFs — to identify additional tax savings and avoid costly mistakes.
We have helped many clients amend tax returns previously prepared by other accountants, often identifying thousands — and sometimes tens of thousands — of dollars in additional savings that had been missed.
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Top 3 Missing Deductions For Business Owners
Tax Deductible Cost of Living Expenses
How To Maximize Tax Deductions Without Receipt
8 Tax Saving Strategies Your Accountant Is Not Sharing With You
Top 6 Mistakes on Salary Packaging Arrangements
Step Three
Plan Ahead
Effective tax planning is not just about this year’s tax return — it is about making decisions today that improve your financial position over many years. We help clients incorporate long-term tax planning strategies into their overall wealth-building plan.
The compounding effect of tax savings reinvested over time is one of the most powerful wealth-building tools available. A client who saves $20,000 in tax each year and reinvests it strategically can generate significantly more wealth over 20 years than one who focuses on investment returns alone.
Can You Convert $10,000 Per Year to $500,000 in 20 Years Through Tax Planning?
Maximize Wealth With 3 Dimensional Tax Planning Strategies
Step Four
Apply Investment-Specific Tax Strategies
Different investments require different tax planning strategies. Whether you are investing in property, shares, cryptocurrency or other assets, we help you understand the tax implications before you invest and throughout your investment journey.
Making the wrong decision before a property purchase or sale — or failing to plan ahead — can cost you tens of thousands of dollars in unnecessary tax. We help you get it right before you commit.
Earning a high income and want a strategy that goes beyond a single investment? Explore our tax-effective wealth strategies for high income earners, from trusts and SMSFs to CGT timing and income splitting.
5 Factors to Consider Before Selling a Property
8 Factors to Consider Before Buying a Property
When Can You Legally Pay $0 Capital Gains Tax on a Property Sale?
Protect Your Wealth
Building wealth is only part of the journey. Protecting it is equally important. We help clients review and implement strategies across all areas of wealth protection.
Insurance Strategies
Ensure the right personal and business insurance is in place to protect your income and assets.
Asset Protection
Structure your assets to protect them from creditors and unforeseen legal risks.
Succession Planning
Plan for the smooth transition of your business and personal wealth to the next generation.
Estate Planning
Ensure your wealth is distributed according to your wishes in the most tax-effective way.
Business Continuity
Plan for scenarios that could disrupt your business and put your wealth at risk.
Ready to Get Started?
Book a 15-minute planning session to discuss how we can help protect and grow your wealth.
Ready to Build Real Long-Term Wealth?
Most people focus on what to invest in. We focus on how to structure everything around you so that tax is minimised, wealth is protected, and every dollar you earn works harder for you.
